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Less than 24 Hour Sale
"...sold my house in less than 24 hours!"
Betty Moore
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DeLois Smith All Star Team is one of The Top Selling Real Estate Experts™
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A Home After Katrina

"This time last year, Joe and I were homeless and still reeling from the aftermath of Hurricane Katrina. We had lost our beautiful home on the beach in Bay St. Louis...no one had a home that was liveable after Katrina flooding. We lived a nomadic life for months after the storm until we could set up temporary housing on the coast. We were in shock and didn't really realize it at the time. Life as we knew it had ended and we were uncertain about our future. The only thing I was certain of was that I wanted a safe haven for us and our extended family...thank you for giving us back a piece of our former lives again. We know you all were just doing your job, but you were truly the most professional group of realtors we have ever dealt with. You guided us through the offer, sale, and closing - and made it look easy."

Kathleen Monti

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School Reports in Hattiesburg, Mississippi

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the busiest airport in the world?
A	According to the Airports Council International, the Hartsfield International Airport in Atlanta, Georgia is currently the busiest airport in the world, serving 76.87 million passengers per year.
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DeLois Smith All Star Team, REALTOR®, real estate agents and broker for HattiesburgMississippi home listings, property and land for sale - NUMBER1EXPERT(tm)

DeLois Smith All Star Team, REALTORS®
Experience the Power of a Team
Hattiesburg, MS. 39402
1-800-335-6477
Office: 601-545-3900
Fax: 601-264-7300
Email: deloishomes@NUMBER1EXPERT.com
DeLois Smith brings you over 30 years of experience along with the most innovative marketing strategies in the real estate industry. Put The DeLois Smith All Star Team, REALTORS® to work for you as you consider your next home sale or purchase. The All Star Team holds the highest volume of sales in Greater Hattiesburg with nearly 200 million in sales since 1998! Experience the team approach to real estate and make us your REALTOR® for life! See how The DeLois Smith All Star Team, REALTORS® really is bringing Hattiesburg home again and again ™.

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